Roz Spoto-Craw's Blog

Posted on 03/24/2021
Save Your Recyclables: How to Use Old Recycling as Storage Savers
Image by OpenClipart-Vectors from Pixabay Depending on where you live, recycling may not be an easy task. Some communities don't even have a local center. And beyond that, reusing something has less of an environmental impact than recycling. So when you can reuse, you absolutely should. But it's not always easy to see treasure when "trash" stands before...
Recycling
Repurpose
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Posted on 03/17/2021
Try These Delicious Coffee Desserts
Photo by Pixabay from Pexels You don’t have to worry about putting on a pot of coffee after dinner when you use these recipes. Make coffee part of your dessert for a delicious treat with just a touch of caffeine. Coffee & Whipped Cream Brownies A bit of instant coffee and some heavy whipping cream can spruce up...
Dessert
Cooking
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Posted on 03/12/2021
Vienna, VA Real Estate Market Update 3/12/2021
Click here to view Vienna, VA blog post which has information on the constantly changing market...
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Posted on 03/10/2021
Sustainability Room by Room
Photo by Rovelyn Camato from Pexels Every room inside your home provides you with an opportunity to adopt a fresh, green lifestyle. When you focus on each individual room within your home, you can quickly create a sustainable space to live and grow. These tips can help you improve every room in your house until you have a...
Sustainable Living
Green Home
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Posted on 03/03/2021
How Conforming Loan Limit Increase Affects the Jumbo Market
Image by Arek Socha from Pixabay If you bought a house that was over $484,350 prior to 2020, you had to get a jumbo loan, which is a non-conforming loan. The Federal Housing Finance Agency (FHFA) increased the limit on conforming loans to $510,400 in most areas. The FHFA also increased the loan limit to $765,600 in some...
Jumbo Loan
Mortgage
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Posted on 02/24/2021
VIENNA, VA Real Estate Market Update
Click here to view VIENNA, VA blog post which has information on the constantly changing market...
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Posted on 02/24/2021
Improving Energy Efficiency in an Older House
Photo by Vivint Solar from Pexels When your pocketbook determines you can’t afford a new, energy-efficient home, you can still satisfy your preferences by upgrading an older house. Try these options for improving energy efficiency in your home. Apply for the FHA’s Energy-Efficient Mortgage program. With an EEM, you can finance an already energy-efficient home or use funds...
Homeownership
Energy Efficiency
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Posted on 02/17/2021
The Importance of Conducting a Title Search Prior to Purchase
Photo by Gerd Altmann via Pixabay There are many title companies available to complete a title search for you. However, if you’re trying to reduce some of the costs associated with buying a property, you can complete a title search on your own and potentially save hundreds of dollars. 1. Identify the Property Start by gathering as much...
Properties
Real Estate Title
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Posted on 02/10/2021
Time for the Contract - What It Should Include
Photo by Mohamed Hassan via PixabayBuying and selling real estate is a complicated process that takes time. Because you are making a life decision and dealing with strangers, you should always have a valid purchase contract. Real estate agents use a standard contract, but the buyer and/or seller may make changes to that contract. In making changes, be...
Home Buyer
Home Seller
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Posted on 02/08/2021
Vienna, VA Real Estate Market Update
Click here to view Vienna, VA blog post which has information on the constantly changing market...
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Posted on 02/03/2021
Buying Investment Property Versus a Primary Residence
Photo by Alexander Zvir from Pexels Those who currently own a home may consider investing in a second home for income purposes. However, it is important to understand you may have hurdles to overcome when searching for a mortgage or obtaining homeowners insurance. Here are some of the most significant differences between buying an investment property and a...
Investing
Buyer Tips
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